Title Insurance for New Construction

What is Owner’s Title Insurance and do I need it? So you’re building a new home and are being asked about title insurance. You might be thinking, “what is owner’s title insurance, and do I need it for a brand new home?” There are two types of...

What is a Mortgage Rate Lock?

  So you’re shopping for a home and need a loan. One thing your lender might discuss is a rate lock. So what exactly is a rate lock? A mortgage rate lock is an agreement between a borrower and a lender that allows the borrower to lock in the interest rate...

What is a Loan to Value Ratio?

So you’re getting ready to buy a your dream home but you need a loan. You start doing a little research and your head starts to spin. You hear terms like loan-to-value ratios and PMI and wonder what the heck does this all mean? It’s really not as confusing...
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